It's probably best not to build there

I've been reading a lot about Home Owners Associations sueing the EPA, about the Clean Water Act, in relation to wetlands. For some reason people want to put their developments near a river. The EPA and the Army Corps of Engineers keep saying, you need a permit, you will need to mitigate, and the homeowners associations take them (EPA & ACOE) to court saying, "no, we don't have to do any of that." So my question is, have these people been watching the news, the weather, TV in general? Have they read a paper lately? Any major news source from the daily paper to Time magazine is about climate change. No, not global warming, climate change. I think I spent a rant on the difference and the idiots who proposed the term and caused the confusion, so onto the current rant. So, about climate change. Rivers, probably a bad place to plant a house. Probably within 5 miles of a river is a bad place to plant a house. Have these people not heard about the increased flooding? Increased rain in some areas, increased drought in others? So, in my opinon, why in the heck would someone WANT to have their house anywhere near a river? Basic earth ecology tells you that wetlands act as a sponge, when you remove them, the chances for flooding increase....SIGNIFICANTLY! So, lets forget for a moment that the US has destroyed more than 50% of the wetlands that were here in the 1600's therby significantly increasing the risk of flooding. And let's think about the increased amount of rain that some areas will be getting, or have gotten. So we no longer have these sponges, and we have an increased amount of rain.....hmmmm, I don't know about you, but even without my engineering degree I can tell you that math does not add up to anything good. So, again I ask, WHY WOULD YOU WANT TO BUILD NEAR A RIVER?!?!?! Seriously, think about it. If you are within sight of the river, the area is probably close enough to be part of the 100 year floodplain. So, there is at a 1% chance the area will flood, and then on top of that you are, more than likely, building on a wetland. More wetlands are destroyed, and you are putting your house within an area that will most likely flood, at least once in your lifetime. As I said before, that math is not good. You might ask, "how the heck can you say, at least once in my lifetime?" Well, because of global climate change, severe events are becoming more frequent and more destructive. Meaning, the odds are against you that you will escape a major flooding within your lifetime if you plant your house within 5 miles of a river.... unless you plants it on a big hill, but ask the people in Tennessee about having their house on a hill and how much that helped them. I think that about covers the rant for now. I'm sure something new will tick me off tomorrow. Enjoy your day!